But even if women attend public colleges, they nevertheless often take on bigger loans. And that’s in part because the gender pay gap is currently working its evil magical. Female and male students are equally as prone to work while they are in school, but girls generally earn about $1,500 less per year — a gap which isn’t totally explained by a difference in the amount of hours that they operate, the report asserts. Regrettably, black girls are hit especially hard by all this. Approximately a third of black girls who obtained a bachelor’s degree in 2011-2012 left greater than $40,000 in student loan debt, versus only 16% of Latina girls, 10 percent of white girls and 8% of Asian-American ladies. And general, girls of all races and ethnicities take more than men to pay their loans off thanks (yes, again) in big part to the persistent gender pay gap, so they often make less than men during their careers, even after spending all that money in a school.For the previous four decades, on the 28th day of every month, the U.S. Department of Education’s FedLoan Servicing automatically totaled roughly 10% of my yearly earnings from my bank accounts. Living in a significant city, I would definitely rather have that excess money available to help cover rent or grocery store or train rides to see my grandma several states away. But when I find that even payment payable, I am not angry or annoyed.